Classification and structure of debt

The main characteristic of the debt is the period of its occurrence. It is the prescription of debt that not only reflects the current state of affairs but also indicates the direction in which to move to reduce it. Different periods of limitation require different approaches in the work.

Naturally, the longer consumer pays for services, the closer the limitation period and the less chance to persuade or force him to pay the debt. In this regard, it is worth highlighting the bad and critical debt.

A bad debt is a debt that can not be claimed by the limitation period and can be repaid using the instrument of lawsuits.  Such a debt should be written off or taken out on a separate account so that its existence does not hinder the analysis of debt collection activities and other ways for its repayment. A list of consumers with a bad debt can be provided in the form of a report and provided for subsequent decisions.

The difference between a critical debt and a bad debt is that, for a critical period, the limitation period has not yet come, but is approaching it. On such consumers, first of all, lawsuits must be submitted to the court.

Приватне підприємство «Науково-дослідне і конструкторсько-технологічне бюро автоматизованих систем» (скорочено ПП «БАС») Частное предприятие «Научно-исследовательское и конструкторско-технологическое бюро автоматизированных систем» (сокращенно ЧП «БАС») Scientific-research and design-technological bureau of automated systems (abbreviated as BAS)